Prior to joining Biz2Credit, Tom ran Debt Capital Markets and Risk Solutions North America for the Royal Bank of Scotland. He also spent 20 years at Credit Suisse in a number of roles including head of Financial Institutions Debt Capital Markets where he and his team advised and executed financing and liability management transactions on behalf of banks, insurers, and specialty finance companies. He began his career in Structured Product sales at JP Morgan.

Tom received an MBA from the Yale School of Management and a BS from Cornell University.