
James Turner
James Turner is the Founder and CEO of 5th Line, a financial advisory firm specializing in non-dilutive capital solutions and financial operations for growth-stage companies. With deep expertise across technology and consumer goods sectors, he helps businesses secure strategic debt and develop financial strategies to fuel growth. James is a trusted advisor and sought-after speaker known for simplifying complex financial concepts into actionable insights.
April 10, 2025
Overview of Differences between Bank and Non-Bank Loan Strategies/Regulation
• Should commercial banks continue to have the right to play in venture lending?
• Should the entire asset class move towards the private credit funds?
• Key differences in terms and structures between banks and private credit
• “Risk” and the different views thereof held by banks vs private credits
• Looking back: Over the past 2 years, how borrowers have viewed banks vs. private lending options
• Looking ahead: How can banks and non-bank lenders work best together over the next 1-2 years?